Can a debt be reaffirmed after discharge?

Can a debt be reaffirmed after discharge?

Reaffirming a Debt as a Moral Obligation. If the debtor feels a moral obligation to repay a particular debt, there is no need to reaffirm the debt in order to fulfill that moral obligation. Following entry of the discharge, a debtor may voluntarily repay any debt, even though the debt was never reaffirmed.

Can I refile Chapter 7?

If the court dismisses your Chapter 7 or Chapter 13 bankruptcy case without prejudice, you can refile your case right away. If the court dismisses your bankruptcy case without prejudice, you can file another bankruptcy case—right away, even.

Can a closed chapter 7 bankruptcy case be reopened?

If you need to take care of unresolved business in a closed Chapter 7 bankruptcy matter, you can file a motion asking the court to reopen your case. Most cases proceed through the Chapter 7 bankruptcy process without a hitch. But that’s not always the case.

Can a debtor be discharged in a Chapter 7 bankruptcy?

In a chapter 7 case, however, a discharge is only available to individual debtors, not to partnerships or corporations. 11 U.S.C. § 727(a)(1). Although an individual chapter 7 case usually results in a discharge of debts, the right to a discharge is not absolute, and some types of debts are not discharged.

Can my bankruptcy case be reopened after I receive a discharge?

In most cases, debtors will ask the court to reopen their bankruptcy case after receiving a discharge if they realize that they made a mistake on the petition (such as forgetting to list an asset) or if they need the court’s assistance. Most debtors will ask the court to reopen their bankruptcy if they:

How does a Chapter 7 bankruptcy case start?

A chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets.